Strategic Payment and Commercial Cost Optimisation
At Evans Advisory we design and deliver unified commercial payment strategies to high growth platforms, enterprises, and fintechs. We sit at the intersection of enterprise card acquiring, embedded payment software and institutional emerging market FX. Our goal is to source and engineer scalable card acquiring solutions, eliminate hidden transaction costs, and build high margin payment infrastructure. Backed by two decades of tier 1 institutional banking and disruptive fintech expertise.
Card Acquiring and Cost Management
We deep dive into your payment processing data to strip out margin drag, false declines, and hidden fees
Interchange & Scheme Fee Auditing
Interchange & Scheme Fee Auditing
Interchange & Scheme Fee Auditing
Uncovering hidden costs within interchange plus/plus-plus models and restructuring commercial terms with top tier acquirers.
Transaction Yield Engineering
Interchange & Scheme Fee Auditing
Interchange & Scheme Fee Auditing
Designing cascading logic, 3DS v2.2 optimisation, and failover routing to maximise authorisation rates and prevent basket abandonment.
Acquirer & PSP Procurement
Interchange & Scheme Fee Auditing
Acquirer & PSP Procurement
Leading end-to-end RFP processes to source, benchmark, and secure highly competitive merchant accounts (MIDs) across global jurisdictions.
Embedded Payments & Platform Scaling
Transition payments from an operational cost centre into your primary revenue driver. We assist B2B software platforms and marketplaces in designing white-label card account issuance models
Monetising the Processing Spread
Automated KYB & Underwriting Design
Automated KYB & Underwriting Design
Buying card processing at wholesale rates and building automated billing mechanisms to capture merchant margins.
Automated KYB & Underwriting Design
Automated KYB & Underwriting Design
Automated KYB & Underwriting Design
Partnering with key wholesale acquirers to embed friction free, instantaneous merchant onboarding into your SaaS ecosystem.
PCI-DSS Risk Insulation
Automated KYB & Underwriting Design
PCI-DSS Risk Insulation
Standardising tokenisation frameworks to ensure your internal tech stack remains entirely out of scope for handling sensitive cardholder data.
Treasury Automation & Cross-Border Settlement
Maximise the value of multi-currency card receipts. We connect your payment architecture directly to wholesale tier 1 liquidity providers to ensure frictionless cross-border payouts
Automated Back-Office Reconciliation
Multi-Currency Pricing (MCP) Strategies
Multi-Currency Pricing (MCP) Strategies
Engineering automated data parsing to seamlessly map gross card settlements, interchange fees, and net payouts to your central ledger.
Multi-Currency Pricing (MCP) Strategies
Multi-Currency Pricing (MCP) Strategies
Multi-Currency Pricing (MCP) Strategies
Crafting cross-subsidisation financial models that offset card scheme fees using native FX spreads
Operational Risk Management
Multi-Currency Pricing (MCP) Strategies
Operational Risk Management
Implementing tailored, automated hedging frameworks to isolate your business from rate volatility during settlement windows.
Emerging Market FX & Cross-Border Solutions
Navigating high friction or low liquidity currencies requires a highly tailored solution. We work with liquidity providers with specialist knowledge African and CIS region currencies to ensure our clients can bridge G10 fiat currencies with high-growth African and emerging market liquidity pools
Exotic Corridor Liquidity Sourcing
API-Driven Treasury Referral Infrastructure
Exotic Corridor Liquidity Sourcing
Connecting international platforms and remittance engines to deep, regulated wholesale liquidity networks across Africa, CIS and Latin America to minimise routing friction
Multi-Currency Revenue Capture
API-Driven Treasury Referral Infrastructure
Exotic Corridor Liquidity Sourcing
Integrating native FX conversion directly into your e-commerce checkout or payment gateway, transforming foreign currency exchange from a card scheme cost into a corporate profit centre.
API-Driven Treasury Referral Infrastructure
API-Driven Treasury Referral Infrastructure
API-Driven Treasury Referral Infrastructure
Partnering with fully regulated, tier 1 global FX institutions to embed robust, automated spot and hedging capabilities behind your existing payment rails.
Built For..
SaaS Platforms & B2B Marketplaces
Cross-Border E-Commerce & Marketplaces
Cross-Border E-Commerce & Marketplaces
SaaS solutions who could turn processing costs into an strong income stream.
Cross-Border E-Commerce & Marketplaces
Cross-Border E-Commerce & Marketplaces
Cross-Border E-Commerce & Marketplaces
Helping digital merchants expand successfully into emerging markets by localising payment acceptance while maintaining tight control over repatriation exchange rates.
Regulated Wealth & Asset Managers
International Remittance & Money Transfer Operators
International Remittance & Money Transfer Operators
Investment platforms, asset managers or insurance firms looking to streamline and automate inward payment and portfolio allocation.
International Remittance & Money Transfer Operators
International Remittance & Money Transfer Operators
International Remittance & Money Transfer Operators
Optimisation of back-end banking rails, local payout APIs, and treasury aggregation in complex African, CIS, Latin American and other exotic currency corridors.
Contact Us
Book a 20 minute acquiring audit
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Evans Advisory
